Emprendedores Del Valle Triunfo Group
The communal fund “EMPRENDEDORAS DEL VALLE TRIUNFO” is a new group. They are in their first cycle and are represented by their president Raquel. She is responsible and dedicated to the group. More than anything she has enthusiasm to work for her economic improvement as well as the other members.
She has sold food from her house for several years. With the profits, she is able to contribue to expenses since she has two minor children. Raquel is a positive woman. Her goal is to open a restaurant and thus be able to give work to other people.
Lucila is the group's treasurer. She was the reason these people formed the group. She is a responsible person and dedicated to her 4 children. Lucila has sold groceries from in a stall in the market for several years. This contributes to the household finances since she is separated.
Yolanda has had a store at her house for 8 years. It is her only source of income to support her two children. She started with a window display and some candies. Little by litte, she was able to get money together and purchase some products that her customers were asking for. Now she wants to start another type of business at night in order to improve her income.
The 10 members are responsible with their businesses and their families. This is why they have the goal of improving their financial situation and offering their children a profession in the future that wil allow them to be financially independent.
EMPRENDEDORAS DEL VALLE TRIUNFO
La Alcancía Comunal “EMPRENDEDORAS DEL VALLE TRIUNFO” es un grupo nuevo, cursan su 1 ciclo y está representado por su presidenta Raquel que es responsable y dedicada al grupo, sobre todo tiene las ganas D. trabajar para su mejora económica al igual que D. sus compañeras.
Ella se dedica a la venta D. comida en su casa hace varios años, y con las ganancias pueD. contribuir con la economía ya que tiene 2 menores hijos. Raquel es una mujer positiva, tiene como objetivo abrir un restaurant y así poder dar trabajo a otras personas.
Lucila es la tesorera del grupo, ella fue quien motivo a las personas para formar el grupo, es una persona responsable y dedicada a sus 4 hijos, Lucila venD. abarrotes en un puesto del mercado hace varios años, ello contribuye a la economía en casa ya que es separada.
Yolanda tiene una bodega en casa hace 8 años, es su única fuente D. ingresos para mantener a sus dos hijos. Ella empezó con una vitrina y algunas golosinas, poco a poco pudo juntar dinero y comprar algunos productos que sus clientes solicitaban. Ahora desea poner otro tipo D. negocios por las noches para así mejorar sus ingresos.
Los 10 socios son responsables D. sus negocios y sus familias, por eso tienen como objetivo mejorar su situación económica y brindarles a sus hijos alguna profesión que en el futuro les permita solventarse a sí mismos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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