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Josefa María
Ms. Josefa María B. has been a primary school teacher for four years, in the Jesús de Nazareth educational center. She is the mother of two children, only one is in school. Now that child is in the fifth year at UNAN (National Autonomous University of Nicaragua) León.
She has a small house located in the Pedro Joaquín neighborhood where she lives with her two children and her husband who also is a teacher at the Madre Virginia school in Chinandega.
View original language description ↓
La señora Josefa María B., es profesora de primaria desde hace cuatro años, en el Centro Educativo Jesús de Nazareth. Es madre de dos niños, solo uno en periodo escolar, Actualmente cursa quinto año en la UNAN León.
Tiene una pequeña casa ubicada en el barrio Pedro Joaquín en donde habita con sus hijos y su esposo que también es profesor de la Escuela Madre Virginia en Chinandega.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Josefa María to cover family expenses and university payments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2010
Apr 1, 2010
Currency Exchange Loss:
Mar 15, 2011