La Flor Del Jicaral (Flat) Group
Cristina is married and has two children. She works raising sheep, as well as pigs in some seasons. Her husband likes having livestock, since he says it is a form of savings. Cristina is sure that this activity will give her sufficient income to buy a heifer and also begin raising cattle in the future.
With this loan, she would like to buy some sheep. Her goal for the future is to give her children a better life, especially the younger one, who is now only six years old. With her earnings, she hopes to improve her quality of life and someday send her son to the university.
Cristina says that she feels very comfortable with the group LA FLOR DEL JICARAL, because she is well acquainted with her fellow members and knows that she can trust them.
Cristina thinks that it is very good that loan programs such as Kiva exist to help support the activities that allow them to provide for their families.
* Note: the woman on the left side of the photo dressed in blue and white is not part of the group; she is only a friend.
Cristina esta casada. Tiene dos hijos. Cristina se dedica a la crianza de borregos y en temporadas también a la de cerdos ya que a su esposo le gusta tener ganado, pues dice que es como un ahorro. Ella está segura que esta actividad le rendirá suficientes ganancias como para comprar una becerra y en un futuro también dedicarse a la cría de vacas.
Con este crédito, quiere comprar unos borregos. Su meta para el futuro es dar una mejor vida a sus hijos en especial al más chico, ya que apenas cuenta con seis años. Con sus ganancias, ella espera mejorar su calidad de vida, y que algún día su hijo pueda ir a la universidad. .
Cristina dice sentirse muy a gusto en el grupo de LA FLOR DEL JICARAL porque ella conoce a sus compañeros y sabe que puede confiar en ellos.
A cristina le parece muy bien que existan prestarios como los de Kiva que apoyen las actividades que les ayudan a mantener a sus familias.
* La senor a la mano izquierda vestido con azul y blanco no es parte del grupo. Es solamente una amiga.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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