Mr. T. Van, 33 years old, and his wife, Mrs. Sony Chan, 28 years old, were married in 2005 and just have a young daughter. Besides his daughter, he also has his mother living with him. The family lives in a small village on National Road Number Two about 20 km south of Phnom Penh City. T. is not in the photo; his wife, who is a garment factory worker, was available instead.
T. has just started a business selling Cha Khvai cakes three months ago (Cha Khvai is a kind of cake made of flour that swells up when fried). He cooks Cha Khvai at his house and distributes it to sell in Takhmao market, approximately 8 kilometers from his home.
T. hopes to expand his business so he is able to earn extra income as well. Therefore, he is asking for a loan to help his capital.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.