Jehova Jireh Group
Yolanda is an active member and leader of the group; she supports her fellow members unconditionally. She sells natural products designed to improve the health and wellbeing of people.
Lucila works according to school seasons. During the first months of Summer she sells frozen treats, fruit popsicles, ice and other products. Now that the new school term is about to begin she will use the funds to buy school supplies so that she can earn profits to support her children.
Katherine is a single mother of a young daughter who is her main reason to live and continue forging ahead. Like other group members, she sells shoes and clothes. According to the season, she buys merchandise based on orders her customers place. As with any business, she has much competition but, with a lot of effort, she is able to sell her products.
Diana has been a seamstress for many years; she also does embroidery which makes it possible for her to contribute to meeting household expenses.
The members have many objectives and hope to meet them thanks to help from EDAPROSPO and KIVA. The loans will be invested in their various businesses.
Yolanda es una socia activa y líder del grupo que apoya de manera coordinada con las demás socias. Ella se dedica a la venta de productos naturales que le permiten mejorar su salud y ayudar con el bienestar de las demás personas.
Los trabajos de acuerdo a la campaña es una buena oportunidad para Lucila, en los primeros meses de verano vende helados, chupetes de frutas, hielo y otros productos. Ahora que empieza la campaña escolar, el crédito recibido lo invertirá en la compra de útiles escolares que le permita obtener ganancia para la mantención de sus hijos.
Katherine es madre soltera y tiene una pequeña hija que es la razón de vivir y por lo que debe salir adelante, al igual que otras socias se dedica a la venta de zapatos Y ropa según la estación, compra mercadería de acuerdo a los pedidos que sus clientes le solicitan. Como en todo negocio tiene mucha competencia pero con mucho esfuerzo puede vender sus productos.
Diana se dedica a la costura hace varios años, además hace trabajos de bordados que le permiten aportar con los gastos en su casa.
Las socias tienen muchos objetivos y esperan cumplirlos gracias a la ayuda de EDAPROSPO y KIVA. Los préstamos otorgados los invertirán en sus diferentes negocios.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid