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Jessica Elizabeth
Jessica is 24 years old and lives in the outskirts of Guayaquil. She has a cement home but the only service she has is electricity. She is a single mother with one son.

When Jessica was a little girl, she used to help her mother sell food to the workers in her neighborhood. When she grew up, she invested her savings in a small canteen (dining room). Now she works every day from 7:30 am to 4:00 pm. She makes “llapingacho”dishes (potato patties stuffed with cheese and cooked on a hot griddle until crispy brown), chicken with rice, etc. One of her challenges is dealing with the rain in her part of the country.

She will use the money from this loan to buy fish, meats, and rice in order to be able to offer a greater variety of dishes in her restaurant. Some day she would like to buy an industrial sized kitchen and open another restaurant.
View original language description ↓
Jessica N. de 24 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento pero solo cuenta con luz como servicio básico. Es madre soltera tiene un hijo.

Jessica desde pequeña vendía con su mama comida a trabajadores del sector por donde vivía. Cuando creció invirtió sus ahorros en un pequeño comedor.

Ahora ella trabaja todo los días desde las 07h30 hasta las 16h00 todos los días. Hace platos llapingachos, arroz con pollo, etc. Uno de los inconvenientes que tiene son las lluvias que hay en su sector.

Con el préstamo quiere comprar pescados, carnes, arroz para tener más variedad en los platos de su restaurante. En el futuro quiere comprar una cocina industrial y tener otro restaurante.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jessica Elizabeth ingredients including fish, meats, and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 8, 2010
Feb 26, 2010
Currency Exchange Loss:
Sep 15, 2010