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Belgique
Ms. Belgique M. is a 36-year old woman who lives in the Wakhinane neighborhood of the suburb of Guediawaye. She has been a shareholder-member of the Baye Laye savings bank since November 2001 and has already repaid two previous loans.

She is a single woman without children but is very ambitious. Ms. M. is a hairdresser by profession. She had eight years of experience during her training. Since obtaining her diploma she has opened a hairdressing salon. At the same time she sells handcrafted "boubous" (long-flowing suits or dresses), wigs and various articles coming from France. Because she moves around a lot, she is often helped by her younger sister, who appears by the way on the photo above. She loves hairdressing and for this reason she turned to it immediately after having failed her "brevet" (school certificate). The times that interest her the most in this activity are those when there are events such as end-of -year celebratons where demand for service is very high. Her greatest desire is to become an internationally renowned haidresser and to be able to carry out her business abroad. The loan agreed by U-IMCEC (a Senegalese association of mutual savings and loans institutions) will motivate her and strengthen her production capacity. The profits she makes will allow her to take care of her personal needs, to be independent and to save.
View original language description ↓
Mademoiselle Belgique M. est une femme de 36 ans qui habite dans le quartier de Wakhinane dans la banlieue de Guediawaye.Elle est sociétaire de la caisse de Baye Laye depuis novembre 2001 et a déjà rembourse 2 prêts antérieurs.
C'est une célibataire sans enfants mais qui est pleine d’ambition. Mademoiselle M. est coiffeuse de profession. Elle a fait huit ans d’expérience dans sa formation. Des la réception de son diplôme elle a ouvert son salon de coiffure. Parallèlement elle fait du commerce de boubou d’art, de perruques et d’articles divers en destination de la France. Compte tenu du fait qu’elle bouge beaucoup, elle est souvent aidée par sa petite sœur qui apparait d’ailleurs sur la photo qui est publiée. Elle aime beaucoup la coiffure c’est la raison pour laquelle après avoir échoué au brevet elle s’est immédiatement orientée a la coiffure. Les moments qui l’intéressent le plus dans cette activité sont les périodes d’événements comme les fêtes de fin d’années ou la demande de service est très importante. Elle sollicite un crédit de 500 000 frs pour acheter des mèches qu’elle va transformer en perruque et exporter vers l’extérieur. Son plus grand souhait est de devenir une grande coiffeuse de renommée internationale et de pouvoir mener ses activités à l’extérieur. Le crédit consenti au sein de L’U-IMCEC la motive et renforce ses capacités de production. Les profits gagnes lui permettent de prendre en charge ses besoins personnels, d’être indépendante et d’épargner.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 37
    View loans »
    Senegal Loans Fundraising
  • $13,284,725
    Funds lent in using Kiva
  • 486.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Belgique increase of funds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2010
Listed
Feb 27, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 25, 2011