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Esmeralda Group
In this Group: Roxana Margot, Teodocia, Lourdes, Maria Elena, Filomena, Paulina, Maria Asencia, Yenny, Segundina, Sandra Paola, Miguel Angel
The Esmeralda communal bank is in its 14th loan cycle; that is, it has been part of the German Busch Focal Center for about 7 years. It has 11 members, 10 women and one man.

They are engaged in a wide range of commercial enterprises, such as: the sale of cell phones, food, French fries, machine-woven articles, grocery sales, clothing sales, craftsmaking, rug weaving.

The group president, Margot Gonzalez, 40, is a case in particular. She has sold cell phones for about 10 years now. When she was asked what motivated her to go into this line of work, she stated that it was necessary because she had many children (4 boys and 2 girls). Currently, she continues as a cell phone merchant, together with her husband, in the various markets in the city of El Alto.
View original language description ↓
La asociación comunal Esmeralda se encuentra el el ciclo Nº14, es decir que ya tiene como siete años formando parte del Centro Focal de German Busch. Son once integrantes, 10 mujeres y un varon.
Los negocios de los integrantes de la asociación van desde venta de celulares, venta de comida, frituras (papas fritas), tejidos a máquina, venta de abarrotes, venta de ropa, artesanía en ropa, ropa, tejido de alfombras.

En el caso de la presidenta, la señora Margot G. de 40 años de edad, ella tiene el negocio de venta de celulares desde hace unos diez años. Cuando se le pregunta de cómo se animó a iniciar ese negocio, ella dice que era necesario, pues tenìa muchos hijos (4 varones y 2 mujeres). Actualmente continua con la compra – venta de celulares con el apoyo de su esposo, en las diferentes ferias del la ciudad de El Alto.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 165
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Esmeralda Group's $3,375 loan helped a member for semi-new and new cell phones.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 19, 2010
Feb 25, 2010
Currency Exchange Loss:
Aug 15, 2010