Francoise owns a small business selling various products such as handbags, clothes and shoes. She works hard, as does her husband who is driver, in order to provide all the needs of their family. Francoise has been an entrepreneur since 2007. The hours of her business are from seven in the morning to six in the evening, every day except Saturday.
Francoise is now requesting a loan from Kiva lenders via vision Finance Company in order to expand her business through purchasing some other attractive handbags, clothes and shoe styles for sale. With this loan she will be able to obtain more profits in the process. This, in turn will allow her to save money for her future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid