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Jeanne is 40 years and she is married. She was jobless before starting the business. Financial problems brought her tenacity and innovation, however, and she decided to start a small business selling clothing items. This is her third successful year in this business, which she runs from 7 a.m. to 7 p.m. every day.

Jeanne is a focused hard-worker. She puts energy in long hours trying to keep her business sustainable. One of her greatest joys is the one-on-one interaction she is able to have with her customers.

Jeanne would like to request a Kiva loan via Vision Finance Company so that she can purchase additional bales of cloth and re-supply her inventory. With this loan, she will significantly expand her clothing trade. Jeanne believes that having a variety of bales of good quality will increase her sales as well as her profits.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 96
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 573.7
    Rwanda Francs (RWF) = $1 USD