Jamila Rayimberdieva`s Group
Aysha, 58, is a widow. She has four children. Her youngest son lives with her. He is a farmer. Aysha is a schoolteacher, working in that school more than 35 years. Her loan will be used to buy a few sheep and fodder for her animals.
Karamat is 65 years old. Though it looks like she is old, she is young in mind! She is a very active woman who spends a lot of time taking care of her nine children and dozens of grandchildren. She is a pensioner. Her family rents land where they raise corn, sunflower and vegetables. She will use the loan to buy potato seeds and fertilizer for the upcoming sowing season.
O. Gulayim is 51 year old, a middle age woman. She has four children. She raised them all herself because she divorced many years ago. Two sons are in Russia at the present time, because in rural places it is very difficult to find proper jobs here. She has her own land where she has been raising vegetables since 1990. The elder son looks after the vegetables and also fattens a few cattle.
--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.
Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135
If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid