S. Cate at the top left also appears in the group photo and she is the leader of her group in Mukono. She is 43 years old and married with 7 children as she takes care of 1 orphan, yet all the children are in school. Cate is a friendly lady with a salon business in Nakisunga that has been in existence for 17 years and she is able to make 35,000/= as profits weekly although she is faced with a challenge of the defaulters that usually affect her cash flow. She has a goal of building a residential house of her own for rent as well as expanding her business and being able to get her children’s school dues on time and being able to feed them continuously. Cate needs a loan to be able to restock her salon with more goods like braids, weaves, hair chemicals, hair pieces and so on.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.