N. Harriet at the top left also appears in the group photo and she is the leader of her group in Mukono. She is 40 years old and married with 3 children as she takes care of her parents. She deals in the selling of fresh fish from Kame market in Mukono and the biggest challenge she has is finding the ice to preserve her fish. She has been in the business for 7 years and she is able to make some profits that enable her take good care of her family and boosting her business. Harriet is good at handling her customers and her goal is to expand her business further and have different stalls from which to transact her business. She needs a loan to help her with a bulk purchase of fish from the fishermen on the lakes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.