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In this Group: Livia , Betty , Saturnina*, Enidh, Luis Pedro , Ida Ruth , Maritza , Juan Manuel*, Epifania, Jorge, Carmen Rosa , Marisol, Renee
* not pictured
Our members belong to the Qochasaywas Communal Bank. Our members are located in the San Sebastián district in the Cusco province.

Our members are a group of 13 active and very organized members. All of them do different work. One of the members has a restaurant and another is a tour guide. One is a nurse, one is a teacher, and one member knits sweaters. One sells food, one takes care of children in her house, and another member has a hair salon.

One member, Livia, was born in the Acomayo province, which belongs to the Cusco department. She is in a common law marriage and has three children. She alternates her activities between the home and her small business. She sells food in a small mobile stand at the last stop on the express route at Enaco. Everyday she brings prepared food to serve. She especially serves the drivers and ticket sellers who cover the area. She wants the loan to buy restaurant supplies. In the future she would like to have one of her own.

Our members are grateful for the opportunity of the loan, and they promise to make their payments on time.
View original language description ↓
Nuestros socios pertenecen al banco comunal “QOCHASAYWAS”, nuestros socios están ubicados en el distrito de San Sebastián en la provincia de Cusco.

Nuestros socios son un grupo de 13 miembros activos y muy organizados, todos ellos desempeñan diferentes labores, una de las socias tiene su restaurante, otro es guía de turismo, una enfermera, un docente, una socia teje chompas, venta de comida, una socia cuida niños en su casa, otra socia tiene su peluquería. La socia Livia en particular nació en la provincia de Acomayo perteneciente al departamento de Cusco, Nuestra socia es conviviente y tiene 3 hijos, ella alterna sus actividades del hogar con el comercio minorista, ella vende comida en un pequeño stand que es movible en el último paradero de la vía expresa en el paradero de Enaco; la socia todos los días lleva comida preparada para servir en especial a los choferes y boleteros que cubren la zona, Nuestra socia desea el préstamo para comprar insumos de restaurante y a futuro le gustaría tener uno propio.

Nuestros socios agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 98
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Qochasaywas Group's $1,600 loan helped a member buy restaurant supplies; in the future she would like to have her own.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Mar 4, 2010
Currency Exchange Loss:
Sep 15, 2010