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Joy C., mother of 3 children, has requested a loan of US$ 175 to help her expand her business. She is a motivated, hardworking entrepreneur who has been building her business for the past 8 years.

Joy recognizes the value of expanding and hopes to improve her business turnover with a loan of $175 which will allow her to buy more fabrics and fashionable material. Joy has been with LAPO for 5 years.

Additional Information

Important Information

The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan.

About Nigeria

  • $6,100
    Average annual income
  • 410
    View loans »
    Nigeria Loans Fundraising
  • $6,292,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $175 helped Joy to buy more fabrics & fashionable material for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 25, 2007
Sep 11, 2007
Currency Exchange Loss:
Jun 9, 2008