Las Maravillas Group
Marcia is a member of this Communal Bank and serves as its president. She is 26 years old, in a common law marriage, and has two children (ages 8 and 3 months). Marcia has been selling breakfast and juices at the Santa Anita Market for three years. Her uncle suggested that she start this business, and with great effort, she was able to pay for a refrigerator, a table, and repairs to her home. Her greatest wish is to open a clothing store.
This recent loan will be used to buy merchandise (sugar, quinoa, soybeans, flour, and other ingredients). All of the members are grateful for the support and promise to complete their respective payments.
Marcia es una socia del grupo comunal y a su vez asume el cargo D. presidenta, tiene 26 años, es conviviente, tiene 2 hijos D. 8 años y 3 meses, se dedica a la venta D. desayuno y jugos en un M. D. santa Anita desD. hace 3 años, se inicio en este negocio por recomendación D. un tío, con el esfuerzo D. su trabajo ha logrado comprar un refrigeradora, una mesa y arreglar su vivienda, el gran sueño D. Marcia es tener una tienda para vender prendas D. vestir.
El reciente préstamo otorgado será invertido en la compra D. mercadería (azúcar, quinua, soya y harina etc.). Todos nuestros socios agradecen el apoyo brindado y se comprometen a cumplir con los pagos respectivos.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid