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Las Maravillas Group
In this Group: Dante Johnny, Marcia Enma, Alejandra Maura, Edith Carmen, Gregoria, Maria Santos, Marisela Beatriz, Juana, Misael Adelaida, Maria Luisa, Jasmin Katiberi*
* not pictured
The Communal Bank “Las Maravillas” consists of eleven enthusiastic and determined members who dedicate themselves to their small businesses. They have been working with EDAPROSPO – Prosperidad for eight months.

Marcia is a member of this Communal Bank and serves as its president. She is 26 years old, in a common law marriage, and has two children (ages 8 and 3 months). Marcia has been selling breakfast and juices at the Santa Anita Market for three years. Her uncle suggested that she start this business, and with great effort, she was able to pay for a refrigerator, a table, and repairs to her home. Her greatest wish is to open a clothing store.

This recent loan will be used to buy merchandise (sugar, quinoa, soybeans, flour, and other ingredients). All of the members are grateful for the support and promise to complete their respective payments.

View original language description ↓
La alcancía comunal “LAS MARAVILLAS”, está conformada por 11 socios entusiastas y luchadores, quienes tienen por afinidad dedicarse al comercio minorista, trabajan con EDAPROSPO – prosperidad desD. hace 8 meses.
Marcia es una socia del grupo comunal y a su vez asume el cargo D. presidenta, tiene 26 años, es conviviente, tiene 2 hijos D. 8 años y 3 meses, se dedica a la venta D. desayuno y jugos en un M. D. santa Anita desD. hace 3 años, se inicio en este negocio por recomendación D. un tío, con el esfuerzo D. su trabajo ha logrado comprar un refrigeradora, una mesa y arreglar su vivienda, el gran sueño D. Marcia es tener una tienda para vender prendas D. vestir.
El reciente préstamo otorgado será invertido en la compra D. mercadería (azúcar, quinua, soya y harina etc.). Todos nuestros socios agradecen el apoyo brindado y se comprometen a cumplir con los pagos respectivos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 155
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Maravillas Group's $1,750 loan helped a member purchase merchandise for their respective businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 22, 2010
Feb 24, 2010
Currency Exchange Loss:
Jul 15, 2010