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Larry Luis
Larry is 33 years old. He has worked for MINSA Chontales for fifteen years as a driver. He has two daughters from his first marriage. Brittany is eight years old and Yatzari is five years old. They are in elementary and preschool respectively. Currently he lives with Mrs. Yessi who helps him with his home expenses. Previously Larry had a loan from KIVA that helped with the construction of a room for his daughters. Now he is asking for his sixth loan. He hopes to continue his relationship with KIVA. He would like to install tile at the entrance of his house. Currently the location has dirt. He would like a door for the living room in order to give his home more security. Since the couple both work during the day the house is empty during this time. Anyone could come to his house and rob it using some effort. He is thankful for the credit that they have financed. He has been able to improve the living conditions for his family. He hopes to continue progressing with the help of institutions such as KIVA and AFODENIC
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Larry de 33 años de edad, labora para el MINSA Chontales desde hace 15 años como conductor, tiene 2 niñas de su primer matrimonio, Brittany de 8 años y Yatzari de 5 añitos estudiando primaria y preescolar respectivamente, actualmente vive en union libre con la Sra. Yessi Navarrete quien le apoya con los gastos del hogar. Anteriormente Larry fue beneficiado con kiva logrando la construccion de un cuarto para sus hijas, ahora esta solicitando su 6to credito y espera seguir siendo beneficiado con kiva para poner ceramica a la salita de su casa, embaldozar el cuarto que actualmente es de tierra y si da comprar la puerta de la sala para brindarle mayor seguridad a su vivienda, pues como los 2 trabajan en el dia la casa queda sola y pueden llegar a su casa a robarle lo que con esfuerzo a comprado. Expresa que gracias a los creditos que le han financiado ha logrado mejorar las condiciones de vida de su familia, y espera poder seguir haciendolo con el apoyo de instituciones como kiva y AFODENIC.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $25,013,050
    Funds lent in using Kiva
  • 21.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Larry Luis to install tile in the living room and tile the bedrooms.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 23, 2010
Feb 24, 2010
Currency Exchange Loss:
Sep 15, 2011