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La Sinceridad Group
In this Group: Sara Melissa , Wilmer Omar, Mayra Lorena, Justa Elena
The La Sinceridad group is made up of 4 members who are good friends and have known each other for a long time.

Their various activities are detailed below:

Sara Melissa G. C. has sold groceries for the last year and a half. Her store is called “Gabriela” and it is located in her home, which is in Colonia La Concepción in the city of Danlí. Sara has won over her customers with good service and affordable prices. Her store has a pleasant appearance and the area where it is located has an agreeable ambience.

Wilmer Omar A. M. is a merchant; his main product is hot-dogs. He has been in this particular line of work for a year selling his product from a hot-dog cart called “Clásicos Delicia.” Mr. A. starts his business after the noon hour and he already has several spots where he sets himself up to sell. Every day, in the afternoon, he sets up at “Lubricentros Romero,” a place where lots of people come to have the oil in their vehicles changed and this particular “lubricentro” is the busiest in Danlí. Wilmer also goes twice a week to sell at the tobacco factories, especially on pay day, which is Friday. At nightfall, he can be found in Colonia La Concepción’s main street. He is asking for funding because his business is quite profitable; he is looking to get a second hot-dog cart and hiring someone to operate it under his supervision.

Mayra Lorena G. L. has sold new clothing for two years; she sells both at home and door-to-door. Mayra has two main locations that she frequents to sell: the village of Pataste, La Cebadilla and her own neighborhood. Mrs. G. has won over regular customers thanks to her affordable prices and the easy payment plans she offers; most of her sales are on credit and, when she goes to the places where she sells to collect, she also sells new merchandise.

Justa Elena G. L. sells popsicles, chocolate-covered bananas and juices; she has been in this line of work for two years. She related to us that the business has been very helpful to her because she was able to use the profits to buy a refrigerator. She sells her products from home. Her customers prefer her because of the exquisite flavor of her popsicles. During the school year, Elena takes a cooler full of her product to sell at the neighborhood school; she does very well here and she told us that often students will forego buying other snacks in order to enjoy her products. Currently, Elena does not have sufficient funds to get the ingredients she needs to make her popsicles and to buy the juices. Since the school year is about to begin, she wants to be able to meet the demand of all her customers thus, the reason behind this request for funds.
View original language description ↓
el grupo la Sinceridad esta conformado por 4 integrantes los cuales son muy amigos y hace mucho tiempo atras se conocen, a continuacion se detalla las siguientes actividades de cada uno de ellos:

la sra. Sara Melissa G. C. tiene un año y medio de dedicarse al comercio y su actividad principal es la venta de abarrotaría, su negocio opera bajo el nombre de Pulpería “GABRIELA”
el cual se encuentra ubicado en su casa de habitación en la Colonia La Concepción de la ciudad de Danlí, Sara se a ganado la clientela por la atención que les brinda y por los precios que les ofrece.- su negocio se muestra con buena presentación e imagen y el sector donde esta ubicado es de un ambiente agradable.


el sr. Wilmer Omar A. M. es comerciante y su actividad principal es la venta de HOT DOGS, actividad con la que cuenta con un año de experiencia. el cual opera rotulado en su carreta como HOT DOGS “Clásicos Delicia”
El Sr. A., lleva a cabo su actividad después de las 12:00 M. y él ya tiene los lugares donde se instala a vender, todos los días de la semana en horas de la tarde se ubica en “Lubricentros Romero” lugar donde llega mucha cantidad de personas a realizar y revisar los cambios de aceite de vehículos, y es el lubricentro que cuanta con mayor clientela en esta ciudad de Danlí.
Don wilmer también va 2 días por semana a vender a las fábricas de tabacos espacialmente los días de pago que son los viernes, y cuando la noche esta llegando el se ubica en la calle principal de la Colonia La Concepción.
Don Wilmer, esta solicitando su crédito ya que el mira que su negocio es bien rentable, él inicio con el proyecto de hacer otra carreta especial para vender Hot Dog y ponerle vendedor que se la administre.

la Sra Mayra Lorena G. L. tiene dos años de dedicarse al comercio y su actividad principal es la venta de Ropa nueva; actividad que realiza de manera domiciliar y ambulante.
Doña Mayra, ya tiene los lugares donde sale a vender como ser: la aldea del Pataste, la cebadilla y en la Colonia donde vive.
La Sra. G. se ha sabido ganar la clientela por los precios que les ofrece y por las comodidades de pago que le da a sus clientes, ya que la mayoría de sus ventas son al crédito y cuando va a los lugares a vender recupera dineros del producto que deja al crédito y tambien vende mercadería nueva.

la sra. Justa Elena G. L. su actividad principal es la venta de Paletas (Vasitos), choco bananos y juguitos, actividad la cual realiza desde hace dos años.
Nos comento que con este negocio se ha ayudado bastante ya que con los ingresos que le genera el mismo logro pagar la refrigeradora.
Ella vende su producto en su casa de habitación, sus clientes la prefieren por el exquisito sabor que le da a sus paletas.
Doña Elena, en el periodo escolar se va a vender en una nevera al centro de estudio de la colonia, lugar donde le va muy bien ya que nos comento que la mayoría de veces hay alumnos que se quedan sin comprar otras cosas y deleitar de sus productos.
En la actualidad la Sra. Elena no cuenta con el capital de trabajo para abastecerse de materia prima para la elaboración de su producto y para la compra de los juguitos y en vista que el periodo escolar esta por empezar, quiere satisfacer a todos sus clientes con la demanda de su producto, razón por la cual esta solicitando el credito.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,247,900
    Funds lent in using Kiva
  • 19.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of La Sinceridad Group's $1,350 loan helped a member to buy ingredients and supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 24, 2010
Listed
Feb 24, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2011