Jappo Liggey Asf N°4 Group
As for the sub-group Jappo Liggey ASF n°4, it is managed by the president of the association Ms. Marie Ndiaye D.. She is a married woman with five children, all of age. She has been active in the commerce of cloth since 1986. However, she would like to get started raising poultry, with the help of her friend who is a poultry farmer. And she plans on using her share of the loan, the amount of 100,000 francs CFA, to start this business by buying fifty chicks and all the necessities. And so, this loan is going to enable her to diversify her business in order to do well managing the needs of her house, as well as her own.
For the other members of the sub-group, this loan enables them to bolster their businesses. Included are:
The treasurer Ms. Fatou S. has been active in the commerce of thioupes fabrics (indigo) and bowls and basins for thirty years.
Ms. Ndeye salla N., the youngest in the sub-group, has been a hair stylist for six years. She intends to buy cosmetics, hair extensions, and weaves for her hair salon, which she manages with six apprentices.
Ms. Mame Thioro D. has been selling breakfast and local juices in her neighborhood for four years.
And Ms. Diago M. has been a chicken farmer for three years. She trained Madame President in her trade.
Quant au sous Jappo Liggey ASF n°4, elle est gérée par la présidente de l’association Madame Marie Ndiaye D.. C’est une femme mariée avec 5 enfants tous majeurs qui s’active dans le commerce de tissus depuis 1986. Cependant, Madame D. voudrait se lancer dans l’aviculture sous l’influence de son amie avicultrice. Elle compte avec sa part du prêt, ses 100 000 FCFA, démarrer l’activité en achetant 50 poussins et tout le nécessaire. Ainsi ce prêt va lui permettre de diversifier ses activités afin de bien gérer ses besoins et ceux de sa maison.
Pour les autres membres du sous groupe, ce prêt leurs permet de renforcer leurs activités. Elles sont entre autre :
La trésorière Madame Fatou S. s’active dans le commerce de tissus Thioupes (indigo) et de bol depuis 30 ans.
Madame Ndeye salla N. la plus petite du sous groupe, coiffeuse depuis 6 ans entend acheter des produits cosmétiques, mèches et greffages pour son salon de coiffures qu’elle gère avec ses 6 apprentis.
Madame Mame Thioro D. qui vend du petit déjeuner et du jus local dans un coin du quartier depuis 4 ans
Et Madame Diago M. avicultrice de poulets de chair depuis 3 ans et qui a formé Madame la présidente au métier.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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