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Cecilia Isabel
Cecilia W. is 45 years old. She lives in the outskirts of the city on the Perimetral de Guayaquil. She lives in a cement house. She is a single mother of two children; one is 25 and the other is 8.

Two years ago, she began to sell plastic products when a relative gave her an incentive to sell plastic containers, tubs, chairs, etc.

She now has a business in her home where she sells all types of plastic products. She works from 9:00 am until 9:00 pm every day. One of the problems she has is going out to sell her products with the crime in the area where she lives.

With the loan she wants to buy chairs, containers, and tubs for her business. In the future, she wants to have a locale where she can better offer her products.
View original language description ↓
Cecilia W. de 45 años, vive en una zona periurbana en la Perimetral de Guayaquil, vive en una casa de cemento. Es madre soltera tiene 2 hijos uno de 25 y otro de 8 años.

Hace ya 2 años empezó con la venta de plásticos cuando uno de sus familiares le incentivo vender a sus vecinos tarrinas, lavacaras, sillas etc.

Ahora ella tiene en casa su negocio en donde vende todo tipo de plásticos. Trabaja desde las 09h00 hasta las 21h00 todos los días. Una de las complicaciones que tiene es salir a ofrecer sus productos con la delincuencia que hay en el sector donde vive.

Con el préstamo quiere comprar sillas, tarrinas, lavacaras para su negocio. En el futuro quiere tener ya un local donde ofrecer mejor sus productos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 89
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cecilia Isabel cONTAINERS, TUBS, CHAIRS.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2010
Feb 24, 2010
Currency Exchange Loss:
Mar 15, 2011