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Alfred K. owns a small store at the central market in Bo where he sells used clothing. He is married and his wife is also engaged in business. He has been in the clothing business for the past ten years.

He has five dependents, two of whom are his kids. He has spent most of his time in this business since he dropped out of school.

By way of expansion Alfred wants to buy more stock that will increase his profit margin and which will enable him to start his building project on a piece of land he recently bought.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 3,887.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Alfred to buy used clothing to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Feb 25, 2010
Currency Exchange Loss:
Aug 15, 2010