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Carlos Silva
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Carlos Silva S. is 46 years old, father of 2. He was born in Manhiça and raised by his parents. His family’s financial situation did not allow him to attend school. Since he was very young he started his own businesses. Today, he owns 3 small stores in Vila da Matola-Rio, Laulane, and in the city of Maputo. Carlos was introduced to HLUVUKU-ADSEMA by a friend. There he requested his first loans in hopes to expand his business. Carlos’ business is very close to the community, employing 3 full time workers (two men and one woman). Carlos supports his family with the income from the business.


With the loan of 38.600,00MT, Carlos plans on increasing and diversifying the stock of his stores in order to keep up with demand and compete with other stores. The business has a positive impact in his community because it creates employment for Carlos and his wife, as well as 3 other employees. In addition, the stores also bring quality products closer to the residents of Matola-Rio which is 15 kilometers away from the city of Maputo.

Translated from Portuguese by Mariana Komatsuzaki Fraga, Kiva Volunteer.


LOCALIZACAO: Matola-Rio
CLIENTE: Carlos Silva S.
SECTOR DE ACTIVIDADE: Comercio
VALOR DO EMPRESTIMO: 38.600,00 MT (1,544.00US$)
Aplicaçao do montante: Venda de produtos da primeira necessidade e refrigerantes..
Inicio: 30/08/2007
Fim: 31/10/2007



Carlos Silva S., de 46 anos de idade, natural da Manhiça, pai de 2 filhos, cresceu sob a responsabilidade dos pais, a situaçao financeira da familia criou lhe poucas oportunidades para estudar. Desde jovem assume na integra a gestao de um negocio pessoal e possui 3 pequenos estabelecimentos comercias em pleno funcionamento da vila da Matola-Rio e em Laulane na cidade de Maputo. Atravez da conversa com um colega, soube da existểncia da HLUVUKU-ADSEMA, tendo solicitado um emprestimo para ampliaçao do seu negocio.
A sua actividade esta bem inserida na comunidade e providencia emprego a 3 trabalhadores (dois homens e uma senhora), com os rendimentos do negocio, garante a sobrevivencia da sua familia.


Com o emprestimo de 38.600,00 MT pretende aumentar o volume de mercadoria, diversificar produtos de forma a evitar roptura de stock nas suas lojas e pretende concorrer em pế de igualidade de oportunidades com os concorrentes. A sua actividade tem um impacto maior na comunidade pois alem de providenciar emprego a sua esposa mais 3 trabalhadores, coloca o produto mais proximo dos residentes da Matola-Rio que distam 15 km da cidade de Maputo.

About Mozambique

  • $1,200
    Average annual income
  • 61
    View loans »
    Mozambique Loans Fundraising
  • $2,718,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carlos Silva to increase stocks in his shop.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 25, 2007
Listed
Sep 11, 2007
Currency Exchange Loss:
N/A
Ended:
Apr 8, 2008