Check out some available loans that are similar to this one!
Joao Baptista
View original language description ↓
Joao Baptista N. is 33 years old, father of 3. He was born in Maputo and raised by his parents. His family’s financial situation allowed him to study until the 9th grade. Joao was a soccer player until he suffered injuries. Later he decided to open his own business producing construction bricks in the neighborhood of Campoane.
Joao was introduced to Hluvuku-Adsema by his god father. There he applied for his first loan in order to expand his business. With the income from the business Joao supports his family including the schooling of his children and the care for his elderly parents.


With the loan of 20.000,00MT, Joao plans on increasing the volume of his stock of sand and concrete to keep up with demand and grow his business. In the future, Joao also plans on purchasing a brick making machine to increase his production.
Joao’s business has positive impact in his community because it provides full time employment for 1 member of the community, and also generates other 6 part-time positions. The business also brings construction material closer to all members of the community of the neighborhoods of Campoane and Belo Horizonte.

Translated from Portuguese by Mariana Fraga, Kiva Volunteer.



LOCALIZAÇAO : Bairro Campoane - Boane
CLIENTE: Joao Baptista N.
SECTOR DE ACTIVIDADE: Transformacao
VALOR DE EMPRESTIMO: 20.000,00 MT (800.00US$)
APLICAÇAO DO MONTANTE:Compra de cimento para fabrico de blocos

Inicio: 30/08/2007
Fim: 31/12/2008


Joao Baptista N. de 33 anos de idade, natural de Maputo, pai 3 filhos, cresceu sob a responsabilidade dos pais, as condiçoes financeiras da familia permitiram-lhe que estudasse ate 9ª classe. Foi jogador de futebol antes de sofrer uma lesao, mais tarde decidiu gerir um negocio pessoal e possui um negocio de fabrico de blocos e um pequno estabelecimento comercial no bairro Campoane. Atravez do seu Padrinho soube da existệncia da Hluvuku-Adsema, tendo solicitado um emprestimo para ampliar a sua actividade e como forma de responder com a procura. A sua actividade esta inserida na comunidade, providencia emprego a 1 trabalhador efectivo e mais 6 eventuais. Com os rendimentos do seu negocio suporta os encargos da familia, as despesas escolares e de saude dos filhos e cuida dos seus pais já idosos.


Com o emprestimo de 20.000,00MT pretende aumentar receitas e volume de mercadoria de forma a evitar ruptura de stock no seu estaleiro.
A sua actividade tem um impacto maior na comunidade porque alem de providenciar emprego a ele proprio mais (um) 1 trabalhador efectivo e outros eventuais ,coloca o material de construcao mais proximo da populaçao do bairro de Campoane e Belo horizonte e tem como perspectiva fazer crescer o negocio e ter uma maquina para fazer mais em pouco tempo.

About Mozambique

  • $1,389
    Average annual income
  • 58
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Joao Baptista to buy sand and cement to produce bricks.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 25, 2007
Listed
Sep 11, 2007
Currency Exchange Loss:
N/A
Ended:
Apr 8, 2008