Mrs. N. has been operating her own small business from her home for years. She is skilled in weaving palm leaves by hand and has done this since she was a single girl. She turns leaves into furniture and roofing material to sell for a profit. N. was married, but her husband died several years ago. She has two daughters; one is married and lives away from home and the other is single and a vegetable seller.
N. depends on the income from her daughter, who sells vegetable in the market. Her daughter always needs to hire a taxi to deliver her vegetables to the market because she has no a vehicle. N. is taking out her loan to buy a motorcycle which will be used by her daughter to transport goods to and from her business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.