Mrs. S. is 41 years old and currently resides in a rural area of Siem Reap, a province of Cambodia. Many years ago, she inherited a piece of land from her grandmother, which is located near her house. On her land, she cultivates different kinds of crops to earn a living. Because of her business, she has the capacity to buy food and pay for her children's school fees. She has a partner in her husband, who helps her in growing crops. S.'s farmland is located away from the watering system, so she always has difficulty irrigating her crop. Because of this problem, S. is looking for a loan to buy a pump to pump the water for her crops. The family has five school-aged kids.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.