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Mrs. Phalla Phen Village Bank Group
In this Group: Phalla, Oem, Sa Noeun, Channat, Chantha, Vith, Ye, Sour, Poll, Yen, Kaen, Sovath
Twelve people who all live in Melong Khang Cheung village in the Takeo province make up this village bank loan. All the members will use the loan for different purposes.

Mrs. Phalla P. is a farmer who owns 1.4 hectares on which she cultivates rice to earn a living. On this farm, she now faces a small problem because she needs to plow the field; thus, she decided to ask for a loan to hire laborers to plow her field.

Her husband, Mr. Kheiv Sameourn, is a construction worker. Mrs. Phalla P. is 29 and the mother of two children who are both attending the local school.

Mrs. Ing Rotha, who is a group guarantor, is also presented in the picture with her village bank members.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 262
    View loans »
    Cambodia Loans Fundraising
  • $38,023,250
    Funds lent in using Kiva
  • 4,150.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Phalla Phen Village Bank Group's $1,700 loan helped a member to hire laborers to plow her field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Feb 24, 2010
Currency Exchange Loss:
Mar 16, 2011