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Adrián Natividad
Adrián Natividad B., age 37, lives in the department of San Miguel. He lives with his wife, who dedicates herself to the household chores, and their four children. The children go to the school in the area where they live.

Adrián is a very responsible man who goes to work Monday through Sunday for his family’s well-being. He sells watches, batteries, and replacement parts for watches. At the same time he sells hair accessories, creams, powder, and clothes. He sells all of this in his house with his wife’s help. He works all day offering his products as a traveling salesman in the streets and cantons of San Miguel. This allows him to get greater earnings. This income is very important to him because it is the only source of income that he has.

Adrián is requesting a loan to be able to increase the quantity of products he has. This way he will be able to offer his customers greater variety. Each day Adrián needs to put forth his maximum effort because he needs to use most of his daily earnings for the household expenses. Little is left to invest in the business.
View original language description ↓
Adrián Natividad B. de 37 años de edad, reside en el departamento de San Miguel, lugar en el cual vive junto a su esposa quien se dedica a los quehaceres del hogar y junto a sus cuatro hijos, los cuales asisten a la escuela del lugar en el que viven. Adrián es un hombre muy responsable quien de lunes a domingo sale a trabajar por el bienestar de su familia. Él se dedica a la venta de relojes, baterías y repuestos para estos; así mismo comercializa accesorios para el cabello, cremas, talcos, y ropa. Todo esto lo comercializa en su casa con la ayuda de su esposa, ya que el trabaja todo el día ofreciendo sus productos de forma ambulante por las calles y cantones de San Miguel, esto le permite obtener mayores ganancias, lo cual es de mucha importancia para él ya que es la única fuente de ingresos con la que cuenta. Adrián solicita un préstamo con el fin de poder aumentar la cantidad de productos, y de esta manera poder ofrecer mayor variedad a sus clientes. Cada día Adrián debe esforzarse al máximo, debido a que sus ganancias son diarias de lo cual debe utilizar en gran parte para los gastos del hogar, quedándole poco para invertir en el negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Adrián Natividad buy clothes, watches, and hair accessories.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 13, 2010
Feb 24, 2010
Currency Exchange Loss:
Jun 22, 2011