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Silvia Monserrath
The "Divine Child Jesus" communal bank is conformed by a very happy, fighting and charismatic group of women who look for personal, family and work improvement every day with optimism and a vision of a better present and future for all the members of their families. This bank is located in the City of Cuenca, the third largest city in Ecuador, in the south central part of the country where they enjoy cold weather that allows them to devote themselves to the farming of different fruits and vegetables to supply both their local market and the rest of the country.

Just like the rest of the partners, Silvia lives in the city of Cuenca in her sister's home with her three children of 24, 14 and 4 month old baby. She is a single mother. Her oldest daughter works as a secretary in a company and helps her financially with the expenses of the home. The father also helps out with some money for the children.

She's been a partner of the "Divine Child Jesus" communal bank for six cycles and she is characterized as being a very happy and charismatic woman. She is a wholesale trader of rice, clothing, bazaar articles and also sells retail to her neighbors and people that she knows, and when she goes into the city in the vehicle of a relative, she purchases all of her merchandise in Guayaquil from wholesalers.

With the proceeds from this loan she will purchase rice, pants, shirts, skirts, and underwear for women, men and children in bulk. Her dream is to one day own her own home.
View original language description ↓
El banco comunal Divino Niño Jesús lo conforma un grupo de mujeres muy alegres, luchadoras y carismáticas que buscan en el día a día la superación personal, familiar y en sus trabajos siempre con optimismo y visión de un mejor presente y futuro para todo los miembros de sus familias, éste banco se encuentra en la ciudad de Cuenca tercera ciudad más importante del Ecuador ubicada en el centro sur del país que goza de clima frío permitiendo a su población dedicarse al cultivo de diferentes frutas y legumbres para abastecer tanto su mercado local como para el resto del país.

Silvia al igual que las otras socias vive en la urbe cuencana en casa de una hermana con sus tres hijos de 24, 14 años y su bebe de apenas cuatro meses de nacido, es madre soltera y su hija mayor trabaja como secretaria en una empresa y le ayuda económicamente con los gastos del hogar, el padre también aporta con algo para sus hijos.

Lleva seis ciclos como socia del banco comunal Divino Niño Jesús y se caracteriza por ser una mujer muy alegre y carismática, es comerciante al por mayor de arroz, ropa y artículos para bazar, también vende al detalle a sus vecinos, conocidos y cuando hace cobertura en la ciudad en el vehículo de un familiar, toda la mercadería la adquiere en Guayaquil a los mayoristas.

Con el dinero de su crédito va a adquirir arroz por quintales, pantalones, camisas, blusas, faldas, ropa interior para damas, caballeros y niños por mayor, su mayor sueño es llegar a tener su casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Silvia Monserrath to purchase rice, pants, shirts, skirts, and underwear for women, men and children in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 26, 2010
Listed
Feb 25, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2010