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Maria Rosario
Maria Rosario S. R. is 41 years old, divorced, and lives with her children. She has six children from 4 to 23 years old. One of her children is seen in the photo.

Maria is a member of the group loan program "Mushuc Nan", a Quechua word which means "New Road" in Spanish. The group consists of 18 women who work in agriculture. They all belong to the community of Guantug Cruz, in the district of Guaranda. All of them have a strong desire to take out loans in order to further their lives.

Maria grows blackberries, vegetables, beans, potatoes and corn. She also raises small livestock such as chickens, sheep and pigs. She sells the blackberries every week in her town, and sells her animals in the square in Guanujo every six months. She says that the work is very hard during the winter because heavy rain makes it difficult to work the crops. She is asking for a loan to purchase manure, pesticide and fertilizer.

Her dream is for her children to study and get ahead in life. She enjoys knitting and sewing to make clothes for herself and her family.
View original language description ↓
Maria Rosario S. R. tiene 41 años, su estado civil es divorciado, y vive con sus hijos. Tiene 6 hijos de 4 a 23 años de edad. Sale uno de sus hijos en la foto.

La socia es un miembro de la ventanilla rural "Mushuc Nan", la cual está en Quechua y en español significa "Camino Nuevo". Es un grupo de 18 mujeres que trabajan en la agricultura. Pertenecen a la comunidad de Guantug Cruz en el cantón de Guaranda. Todas tienes buenas ganas de trabajar con créditos para poder salir adelante en su vida.

Maria mantiene cultivos de mora, hortalizas, habas, papas, y maiz. También se dedica a la cría de animales menores como gallinas, ovejas, y cerdos. Vende la mora semanalmente en la comunidad y los animales en la plaza de Guanujo cada 6 meses. Cuenta que el trabajo es muy dificil en invierno porque llueve mucho y el cultivo es complicado de trabajar. Solicita el crédito para la compra de abonos, liquidos, y fertilizantes.

Su sueño es hacer estudiar a los hijos para salir adelante. Le gusta tejer y coser para hacer su propia ropa y para su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Rosario to purchase manure, pesticides and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 23, 2010
Listed
Feb 23, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 19, 2011