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Emilce Catalina
Emilce C. D. M. lives in the Galán neighborhood in the city of Barranquilla. She is married with 4 children, all over 40 years of age and she lives with her husband, a son and 3 grandchildren. She has a business where she makes layettes and needs a loan of $2.000.000 (pesos), that she will use to buy fabrics, materials and decorations to make clothing and items for babies.

Emilce is a long-term customer with the Mario Santo Domingo Foundation (Kiva’s field partner) that started its business some 20 years ago because a friend recommended her to be a part of this organization in a group loan. There they lent her $15.000 (pesos), for the first time and that is how she bought her first fabrics and developed her business from that moment. While she was in the group loan, they helped each other mutually but now she has an individual loan. Throughout the years with the foundation, her business has consisted of selling layettes, sheets, awnings, decorations for baskets, as well as fried food. Now she is more into making baby clothing and a big part of her customers are pregnant women but she also has others that exhibit the products she makes in their businesses.

Through her business, she has been able to rent a room where they sell cell-phone minutes, a barbershop and an apartment that is rented and all are part of her current income. She says that she chooses her tenants very carefully and now dreams of having her own apartment to have a personal space for her at the end of her life.

View original language description ↓
Emilce C. D. M. vive en el barrio Galán D. la ciudad D. Barranquilla. Está casada con cuatro hijos, todos mayores D. cuarentena años y vive con su esposo, un hijo y tres nietos. Tiene un negocio D. confecciones D. ajuar D. bebé y ahora solicita un crédito D. $2.000.000 que quiere invertir en la compra D. telas e insumos y adornos para elaborar ropa y elementos para bebe.
Emilce es una clienta D. largo plazo con la Fundación Mario Santo Domingo, que inició su negocio hace alrededor D. 20 años por medio D. una amiga que le sugirió vincularse a esta organización mediante un grupo solidario; allì le prestaron por primera vez $15.000, así fue como compró sus primeras telas y fue avanzado su negocio desD. ese momento. Mientras estaba en grupo solidario, ellas se ayudaban mutuamente, pero ahora recibe crédito individual, es decir por su propia cuenta. A lo largo D. los años con la Fundación, su negocio ha consistido tanto en hacer ajuar D. bebé, sábanas, toldos, decoraciones D. canastos, como en vender comida frita. Ahora se dedica más a las confecciones D. ropa D. bebé y por ello una gran parte D. sus clientes se compone D. mujeres embarazadas, pero también tiene como clientes a misceláneas que le otorgan espacio en sus negocios para exhibir los productos que ella elabora.
Mediante su negocio ha conseguido, alquilar un espacio donD. venden minutos D. celular, una peluquería y un apartamento que tambien arrienda y son parte D. sus ingresos adicionales. Dice que siempre escoge bien a sus inquilinos y que ahora sueña con adquirir su propio apartamento, para tener un espacio personal para ella sola al final del camino.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 372
    View loans »
    Colombia Loans Fundraising
  • $15,691,700
    Funds lent in using Kiva
  • 1,913.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Emilce Catalina to buy fabrics, materials, and decorations to make clothing and layettes for babies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Feb 26, 2010
Feb 24, 2010
Currency Exchange Loss:
Jun 15, 2011