Check out some available loans that are similar to this one!
Dellys Andrea
The Divino Niño Jesús communal bank is made up of cheerful, hard-working, charismatic women, who daily seek to become better both as individuals and as workers, always with optimism and a view toward a better present and future for their families. This bank is in the city of Cuenca, Ecuador’s third most important. Cuenca is located in the south-central part of the country and its climate is cold, which permits its inhabitants to farm various fruits and vegetables both for the local market and for the rest of the country.

To be part of the communal bank was a great help to our member, Dellys V., because of the loans received that helped her to stabilize economically. This was thanks to her friend who, as another member of the bank, invited her to become a member. She is a member that enchants other with her charisma and kindness. She lives in Cuenca’s outskirts, along Vía a Nulti, with her life partner and their only, 14-year-old daughter. Her husband has his own machine shop that is located in their home, thus saving on rental costs.

Dellys is a clothing and footwear merchant; she has been in this line of work for several years. She goes to all the city’s neighborhoods from Monday through Friday but especially on holidays. Thanks to her work, she has many acquaintances and regular customers to whom she sells her merchandise on credit.

She relates to us that she has worked with communal bank loans for two years now. She will use the funds requested on this occasion to buy pants, shirts, coats, blouses, sports and casual shoes for women, men and children so that she can have a varied stock available for her demanding customers, thereby increasing her business.

Her goal is to finish building her house because it’s still lacking a few finishing touches.
View original language description ↓
El banco comunal Divino Niño Jesús lo conforman un grupo de mujeres muy alegres, luchadoras y carismáticas que buscan en el día a día la superación personal, familiar y en sus trabajos siempre con optimismo y visión de un mejor presente y futuro para todos los miembros de sus familias, éste banco se encuentra en la ciudad de Cuenca tercera más importante del Ecuador ubicada en la región centro sur del país que goza de clima frío permitiendo a su población dedicarse al cultivo de diferentes frutas y verduras para abastecer tanto su mercado local como para el resto del país.


Para nuestra socia Dellys V. fue de gran ayuda formar parte del banco comunal por los creditos recibidos que le permitieron estabilizarse económocamente y ésto fue gracias a su amiga otra socia del banco que la invito a formar parte del mismo, ella es una socia que cautiva por su carisma y amabilidad vive en las afueras de la ciudad de Cuenca por la vía a Nulti con su pareja en unión libre y su única hija de 14 años, su esposo trabaja en su propio taller de mecánica industrial ubicado en su casa propia ahorrandose el gasto de arriendo.

Dellys es comerciante de ropa y calzado, lleva varios años en esta actividad recorriendo todos los pueblos de la ciudad de lunes a viernes y sobre todo los días feriados, gracias a su trabajo tiene muchos conocidos y clientes fijos a quienes les deja a crédito su mercadería. Nos comenta que se encuentra dos años trabajando con los préstamos obtenidos junto a su banco comunal y con el dinero del credito solicitado va a comprar pantalones, camisas, sacos, blusas, calzado deportivo y casual para damas, caballeros y niños para ofrecer un stock surtido para su exigente clientela e incrementar su negocio.

Tiene como meta terminar de construir su casa ya que le faltan algunos acabados.

About Ecuador

  • $10,200
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $23,889,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Dellys Andrea to buy pants, shirts, coats, blouses, sports and casual shoes for the entire family.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 27, 2010
Listed
Feb 23, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2010