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Nelly was born in 1969 and is married with four children aged between 2 and 15. She and her husband reside in the Gasabo district of Kigali, the capital of Rwanda, in a village called Gatsata.

Nelly owns a small shop in the market called Nyabugogo which sells various styles of clothes. She has an experience of sixteen years in this field. The hours of her business are normally from 8 a.m. to 5 p.m. every day except Sunday.

Nelly’s business is not well-known simply because she sells in the market where the customers do not care about someone who sells but only what she sells - is it good quality or not.

This is the reason why Nelly is now requesting a loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing more bales of clothes for men and women.

With this loan Nelly expects to obtain more profits which will allow her to purchase more bales of clothes. With the profits Nelly will be able to save money for the future of her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 36
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 568.9
    Rwanda Francs (RWF) = $1 USD