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Young Carpenters Group
In this Group: Mansah Sayo, Betty, Bai , Mohamed
Mansah Sayo T. is the leader of this group. The 45-year-old Mansah was born in a place called Samaya; he is married to a businesswoman and they have 4 children – 1 in secondary school and 3 in primary school. For 5 years now, Mansah has been a carpenter – he makes beds, chairs, benches, tables and several other sorts of furniture. With his share of this loan, he will buy working materials – nails, timber, polish, etc. to make pieces of furniture to sell.

(On the right in the photo is Loan Officer Abdul Karim Conteh handing over the loan during disbursement.)

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 3,887.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Young Carpenters Group's $525 loan helped a member buy working materials – nails, timber, polish, etc. to make pieces of furniture to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 11, 2010
Mar 1, 2010
Currency Exchange Loss:
Feb 15, 2011