They have ties to their neighbors and with their birth families and their families by marriage, and are in the business of selling various products. To increase working capital, they have had five loans from Soro Yiriwaso (all properly repaid) and have applied for a sixth.
They want to buy 150 mortars, 200 bags of charcoal, 5 sacks of rice, 10 sacks of millet and 15 sacks of wheat flour in the big market in Ségou, at Noumou Wêrê, and in neighboring villages. The goods would be sold from their homes, at the fair in Ségou, and by going door to door, for cash or credit, to both men and women.
They hope for income of 28,000 CFA a month, with which they will pay back Soro Yiriwaso and take care of family expenses.
Their ambition is to buy oxen so that they work a large field, growing peanuts and beans.
Ces femmes se sont connues à travers des liens de voisinage, de mariage et de parenté. Elles font essentiellement le commerce d’articles divers.
Dans le but d’augmenter leurs fonds de commerce, elles ont intégré Soro Yiriwaso avec qui elles sont à leurs à leur 6ème prêt solidaire, après avoir correctement remboursé les cinq précédents.
Ce nouveau prêt sera utilisé pour acheter, 150 mortiers, 200 sacs de charbon de bois, 5 sacs de riz, 10 sacs de mil et 15 sacs de farine de blé.
Elles s’approvisionnent dans le grand marché de Ségou, à Noumou Wêrê et dans les villages environnants. Les produits sont revendus à domicile, dans la foire de Ségou et en ambulant, en espèce ou à crédit à une clientèle composée d’hommes et de femmes.
Elles comptent réaliser un bénéfice mensuel moyen de 28 000 FCFA qui sera utilisé pour rembourser le prêt de Soro Yiriwaso et subvenir aux besoins de la famille.
Elles ont pour ambition d’acheter des bœufs de labour qui leurs permettront de cultiver une grande surface d’arachide et d’haricot.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid