Gisèle A. was born in 1971 in Cotonou, the economic capital of Bénin. One year ago, she moved in with her husband, Epiphane Dah, and his three children in the Yagbé district of Cotonou. Gisèle only attended primary school, but all of the children attend school. The couple shares the family responsibilities. Eight years ago, Gisèle began selling toothpaste as an itinerant vendor. Gisèle is on her third loan with ALIDé. She fully repaid the first two loans that she took out through ALIDé. Gisèle would like to build up her product inventory. Because of her very limited financial means, Gisèle is requesting a third loan through ALIDé.
A. Gisèle est née en 1971 à Cotonou, capitale économique du Bénin. Il y a un an que Gisèle s’est installée avec son mari, DAH Epiphane, et ses trois enfants au quartier Yagbé à Cotonou. Gisèle n’a fait que l’école primaire, mais tous les enfants sont scolarisés. Le couple assure ensemble les charges de la famille. Il y a huit ans, Gisèle s’est mise dans la vente de pâtes dentifrices de façon ambulante. Gisèle est à son troisième crédit à ALIDé. Gisèle a bien remboursé les deux premiers crédits qu’elle a obtenus de ALIDé. Gisèle voudrait renforcer le stock de ses produits. Mais compte tenu du peu de moyens financiers dont elle dispose, Gisèle sollicite un troisième crédit auprès de ALIDé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.