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Karina
Karina belongs to the Sol de Oro Communal Bank with the Arariwa Association. She is 23 years old and single. She is currently studying the professional career of tourism in Antonio Lorena, an institute for higher learning in Cusco. She is in her fourth semester. She is a hard-working and enterprising young woman who is getting ahead in her professional career.

Karina tells us that on Mondays she travels to Peru’s border with Bolivia to get merchandise like jackets, sweaters, and pants. Later, she sells them on Tuesday through Saturday in a commercial center on Trinitarias street. Karina needs the loan to buy school uniforms and backpacks for the approaching school season. She has participated in communal banks with the Arariwa Association for several cycles.

Maria is grateful for the opportunity of the loan, and she promises to pay it on time. (Karina is in the photograph with her sweetheart.)
View original language description ↓
Karina pertenece al Banco Comunal “Sol de Oro” de la Asociación Arariwa, tiene 23 años, es soltera: Ella estudia actualmente la carrera profesional de turismo en el instituto superior “Antonio Lorena” del Cusco y esta cursando el cuarto semestre. Ella es una joven trabajadora y emprendedora que saca adelante su carrera profesional.
Karina nos cuenta que viaja los días lunes a la frontera de Perú con el país de Bolivia a traer mercadería como casacas, chompas y pantalones y después lo vende en el centro comercial de la calle Trinitarias los días martes y sábados, Karina requiere el crédito para comprar uniformes escolars y mochilas para esta campaña escolar que se acerca. Ya son varios ciclos que participa de los bancos comunales de la Asociación de Arariwa.

La socia Maria se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. (La socia Karina en la fotografía esta acompañada de su enamorado).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $55,064,175
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Karina buy school uniforms and backpacks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2010
Listed
Feb 23, 2010
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010