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Vat H., age 50, is married and resides with her husband in the Takeo Province of Cambodia. She has six children. She is engaged in the business of selling various kinds of groceries from home, earning an approximate income of 3 USD per day. By doing so, she is able to cover her family's expenses, especially for her children's education. She has been with this business since 2003. Her husband is a skillful fisherman, earning an income of 1 USD per day. Their standard of living has improved, since H. has been with this business. She wants a loan in order to expand her business. H. is requesting a loan of 1000 USD to purchase a motorbike with an attached compartment (tuk tuk). This is her first loan from CREDIT, a Kiva field partner. (H. is pictured with her husband in the photo.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vat to buy a motorbike with an attached compartment (tuk tuk).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Feb 22, 2010
Currency Exchange Loss:
Sep 19, 2011