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Juan
Juan is an enthusiastic and hardworking young man; he is 30 years old and lives with his partner, Flor (27) and their two children: Leonel (4) and Nahomi (1). His house is located in the town of Huaylahuichan, in the city of Tarma.

For the last 15 years, along with his wife, Leonel has been planting potatoes, corn, and peas. With their earnings, Leonel and Flor have been able to buy two pieces of land where they have planted lots of corn (as we see in the picture). In addition, they are saving so that their kids will want for nothing, neither now, nor in the future. While his wife is in charge of hiring farm hands who clean and take care of their crops, Leonel and his brother travel to sell the corn at a market in Lima.

In his activities, Leonel is disappointed that sometimes, products lose some of their value according to the season; however, he assures us he doesn't lose anything, as he always makes a profit.

In the future, Leonel would like to have his own vehicle to transport his products to the capital city and in that way, stop paying for transportation. He'd also like to work independently of his brother in order to increase his earnings.

This is the 8th loan Leonel is receiving from Kiva partner MFP and he believes that since requesting credit and becoming a part of a communal bank, he has gotten ahead quite a bit and does not want to stop his daily work rhythm. He will use the loan proceeds to invest in his corn business.
View original language description ↓
Juan es un joven entusiasta y muy trabajador de 30 años, vive con su pareja, Flor de 27 años, y sus 2 hijos: Leonel de 4 y Nahomi de 1 año. Su casa es propia y está ubicada en el pueblo de Huaylahuichan en la ciudad de Tarma.

Desde hace 15 años, junto a su esposa, se dedica a la siembra de papa, maíz y arveja, con sus ganancias lograron compraron terrenos donde sembraron gran cantidad de maíz como vemos en la foto. Además están ahorrando para que no les falte nada a sus hijos en el futuro ni ahora. Mientras su esposa se encarga de contratar operarios para que limpien y cuiden sus sembríos, él y su hermano, viajan a vender choclo en un mercado de la ciudad de Lima.
Dentro de sus actividades agrícolas lo que a veces lo desalienta es que los productos, por temporadas, pierden su valor y cuestan menos, sin embargo asegura que no pierde, pues siempre le quedan ganancias.
Para su futuro anhela tener su propio vehículo para trasladar sus productos a la capital y dejar de pagar el transporte; también quiere trabajar independientemente de su hermano para obtener mayores utilidades.

Este es el octavo préstamo que tiene con MFP y considera que desde que accedió a los créditos y es parte de un banco comunal está progresando mucho, por lo que ya no quiere parar su ritmo de labor diaria. El dinero que ahora solicita lo invertirá en su negocio de compra y venta de choclos.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,558,575
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD