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Rosa Elina
Rosa Elina T. A. is from the Buenos Aires area in the north part of Estelí. She is a farmer but also has a small grocery store. She was given funding to buy a solar panel because there is no electricity in her place so a solar panel will be of great usefulness fo her.

Rosa has always farmed basic grains with her husband and has improved their earnings thanks to the efforts of the entire family. She hopes that the solar panel will be of much use because she won't have to provide light with candles or lamps any longer; besides, she now will have the opportunity to install a television set and watch the news.

Her farm measures approximately 40 manzanas (a traditional Central American land measure), 7 of which are used for farming. She also has a small herd of cattle that also produces some income through the sale of calves and dairy products.

Rosa Elina is married and has 4 adult children; they help her out when she needs them.

This is her second loan with CEPRODEL in a period of two years; she states that she wants to continue working because the loans that she has had have helped to grow and improve her family's living standard.
View original language description ↓
La señor Rosa Elina T. A. es originaria de la comunidad de buenos aires ubicada en la parte norte de Estelí su principal actividad es la agricultura y una pequeña pulpería que tiene se le otorgo el crédito para la compra de un panel solar ya que en su lugar no hay energía eléctrica por lo que es de gran utilidad para ella el uso del panel solar

Doña Rosa todo el tiempo se ha dedicado a la siembra de granos básicos con su esposo y ha mejorado sus ingresos gracias al esfuerzo de toda su familia. Ella espera que el panel solar le sirva de mucho porque ya no tendrá que alumbrar con candelas ni lámparas además tiene la posibilidad de poner un televisor y mirar las noticias.
Su finca cuenta con un área de 40 mz aproximadamente donde 7 de estas son agrícolas también posee una pequeña cantidad de ganado donde también obtiene sus ingresos en venta de novillos y lácteos.
Rosa Elina es casada y tiene 4 hijos todos mayores de edad y le brindan su ayuda cuando ella los necesita. Este es segundo crédito que tiene con ceprodel en un periodo de dos años y expresa que desea seguir trabajando ya que los créditos que ha tenido le han ayudado a crecer y mejorar su nivel de vida familiar.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $23,505,525
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rosa Elina to buy a solar panel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 29, 2010
Listed
Mar 1, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2011