Mr. Ramón Natividad Q. M. works at the Chinandega mayor's office as the cemetery groundskeeper. He is married with two children, one in college and the other in high school.
Mr. Q. has already taken out four loans with us. He has been an excellent client, a hard worker, and is always dedicated to his children's development.
El señor Ramón Natividad Q. M., es trabajador de la Alcaldía de Chinandega, se desempaña como encargado del cementerio, es casado tiene dos hijos, los dos estudian, uno en la universidad y el otro en secundaria.
El señor Q. lleva ya cuatro créditos con nosotros ha sido excelente cliente y ha sido bien trabajador y siempre dedicado a la preparación de sus hijos.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.