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Lilian is married with one 3-year-old daughter. As a busy entrepreneur, she has been running a sari-sari (general) store for almost five years. Her husband is a motorboat driver in the neighborhood.

To build her business, Lilian would like to receive a loan to increase the inventory of goods sold in her sari-sari store. She is planning to purchase additional products such as rice and gasoline. She believes that offering a wider assortment of goods to customers will increase traffic to her store and maintain customer loyalty in the community.

A dedicated member of Ahon sa Hirap, Inc. (ASHI), a Kiva micro-finance partner in the Philippines, since 2008, Lillian has been a model member demonstrating regular attendance to weekly meetings and steady repayments on previous loans.

Lilian’s long terms goals are to provide a better future for her family, sustain the profitability of her store, and start a savings account for her children. Through hard work and determination, she is focused on improving her quality of life through her entrepreneurial initiatives and support from ASHI and Kiva lenders.

About ASHI
Ahon sa Hirap Inc. (ASHI) has the distinction of being the oldest existing replication of Grameen Bank Approach (GBA) to credit delivery to the bottom poor in the Philippines. With its outstanding achievements over the years, it has become one of the role models in credit delivery to the poor in the country.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 2081
    View loans »
    Philippines Loans Fundraising
  • $61,189,400
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Lilian to purchase additional products such as rice and gasoline.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2010
Feb 21, 2010
Currency Exchange Loss:
Sep 15, 2010