Iganga Road Group, Jinja
Justine is 50 years old and married with seven children. She also takes care of one dependent.
Justine is a businesswoman involved in the sale of grain that she has supplied to Ugachick poultry farmers for fifteen years now. She is able to make 500,000/= as monthly profits. She supplies grain millings and she would like to supply more and more as much as she can. She would also like to build her own house for comfort.
Justine needs a loan to be able to buy more maize for her supplies.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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