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Burul's Group
In this Group: Burul, Nazgul , Ardakbek , Salima
Balykchy is a little town and everything is spread before the eyes. There are not any factories or huge companies. However, the citizens are laborious and ambitious. Burul J., a leader of this group, is a great example to be followed. Burul is delicate woman but has really unimaginable will and strength because she went through a hard trial. Unfortunately, a few years ago her husband died.

After the death of her husband, life seemed already cracked, and she lost heart, but the future of her daughter really forced her to go ahead. Now, Burul has a daughter who is 16. Her daughter attends a local school in Balykchy. About five years ago, she got a loan of 7,000 Kyrgyzstani som (about $156) and she opened up her business, which is located just inside the house. Since then her life became normal. Now she sells foodstuffs such as macaroni, rice, sugar, salt, oil, fizzy drinks and detergent.

At present, her net income is about 5,000 KGS (about $110). She wants to get a loan to increase the stock of foodstuffs prior to a holiday season in order to make enough earnings to buy a trade pavilion in the future. Her future plan is to give an education to her daughter, to whom she dedicated her life, and buy and place her own pavilion in her yard.

Nazgul K. is 38. She is married and has four children, two sons and two daughters. Her husband works as a driver in the administration of reservoir. She works as a security officer in the administration of reservoir. At present, they are increasing the number of their cattle. Their revenue is 4,000 KGS (about $90). They want to get a loan to buy young plants of apricots and apples to plant in the field.

Ardakbek K. is 42. He is married and has four children; two of them are sons and two are daughters. His wife is a housewife. He works as a clerk in the city hall. He inherited 20 sheep and, little by little, increased the number of sheep. Now he is just fattening them. He wants to get a loan to buy another sheep and sell them all in the future.

Salima A. is 24. She has two children and a brilliant husband who works as radio operator at the station. Now they are reselling cattle. At first, they bought five of them and after fattening them, they resold them. Their revenue is 4,000 KGS (about $90). They want to get a loan to buy horses.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan. Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,941,475
    Funds lent in using Kiva
  • 44.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Burul's Group's $1,225 loan helped a member to increase the stock of foodstuffs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 6, 2010
Feb 20, 2010
Currency Exchange Loss:
Jan 15, 2011