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Johanna Monserrate
Johanna is 28 and has three children. She has been part of the Damas De Éxito Communal Bank for four cycles. They meet every 15 days in the Pachecos residential area in the house of one of the members. There are 19 members in this enterprising female group. This place is located in the city of Portoviejo in the Manabí province. It is a tourist location, which has beautiful beaches that attract national and foreign tourists all year long.

Johanna, together with her husband, has a soda fountain where they offer fast food. They have been in the business for two years. Little by little they have been equipping it in order to give their customers better service. Their work starts in the late afternoon and continues until nighttime. She sells tostadas, milk shakes, hamburgers, and other snacks.

Johanna will use the loan to stock her business. Above all she will buy potatoes, onions, bread, soft drinks, salsas, and the meat that is needed to make her snacks. In addition to this business, during the day she sells clothing for women, men, and children. She will use part of the loan to buy clothes like bathing suits for the beach season.

Her dream is to be able to finish building her house. She hopes to continue working to save and be able to do it.
View original language description ↓
La señora Johanna tiene 28 años y tiene tres hijos; desde hace cuatro ciclos forma parte del Banco Damas De Éxito que se reúnen cada 15 días en la ciudadela Pachecos en casa de una de las 19 socias que integran este grupo femenino emprendedor, ésta localidad está ubicada en la ciudad de Portoviejo en la Provincia de Manabí localidad turística por sus hermosas playas que atraen al turista nacional y extranjero durante todo el año.

Johanna junto a su esposo se dedican a su soda bar donde ofrecen comida rápida llevan dos años con su negocio que lo han ido equipando poco a poco para dar un buen servicio a sus clientes, sus actividades inician al atardecer hasta la noche aquí ella ofrece tostadas, batidos, hamburguesas entre otros bocaditos.

La señora Johanna el préstamo invertirá en surtir su negocio sobre todo en la compra de papas, cebolla, panes, colas, salsas y las carnes necesarias para preparar sus bocaditos, a más de este negocio durante el día vende ropa para damas, caballeros y niños y una parte del préstamo invertirá en ropa para la temporada playera como ternos de baño.


Su sueño que es poder terminar de construir su casa y espera seguir trabajando para ahorra y lograrlo.

About Ecuador

  • $10,200
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $23,911,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Johanna Monserrate buy potatoes, onions, bread, soft drinks, salsas, meat, and clothes for women, men, and children to stock her businesses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2010
Listed
Feb 21, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2010