Laurence H. was born on 10 August 1971 and lives in Vodjè in Cotonou, the economic capital of Benin. Married to Edmond Ahossi, a commercial agent, Laurence is the mother of two children, and has one other child in her care. All of the children are in school. Laurence lives together with her children and husband. The couple provide for the family together. Laurence ended her studies in secondary school. To contribute to meeting the family's expenses, Laurence sells various items (peanut cookies, school supplies, canned goods, etc.) and cosmetics in her district. Laurence gets her supplies at Dantokpa, the international market in Benin. She has run this business for 4 years, and is a longtime client of ALIDÉ (one of Kiva's field partners), having already obtained four loans, all of which she repaid properly. Laurence is seeking a fifth loan with ALIDÉ in order to strengthen her business and generate a larger income by raising her sales.
H. Laurence est née le 10 août 1971 et réside à Vodjè à Cotonou, capitale économique du Bénin. Mariée à AHOSSI Edmond, un agent commercial, Laurence est mère de deux enfants et a un autre enfant à sa charge. Tous les enfants sont scolarisés. Laurence vit ensemble avec ses enfants et son mari. Le couple assure ensemble les charges de la famille. Laurence a arrêté les classes au cours secondaire. Pour contribuer aux charges familiales, Laurence vend divers articles (galettes d'arachides, fournitures scolaires, conserves, etc.) et des produits cosmétiques à son quartier. Laurence s’approvisionne à Dantokpa, marché international du Bénin. Laurence exerce cette activité depuis 4 ans. Laurence est une ancienne cliente de ALIDé, ayant déjà obtenu quatre crédits, crédits qu’elle a bien remboursés. Laurence sollicite un cinquième crédit auprès de ALIDé en vue de renforcer ses activités et de se faire plus de revenus à la hauteur de ses charges.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.