E Retoño Group
Mrs. Maria del Carmen is the new president of the group. She focuses on the sale of dinner during the week. On weekends she serves breakfast, preparing Patasca [a nutritious sheep and beef soup]. The loan is for the purchase of basic products so that she can prepare her delicious dishes.
Mr. Luis is a long time member who owns a small business repairing cell phones and selling parts in the Plan 3000 [an area in the city of Santa Cruz] market. The loan is for the purchase of tools and parts for cell phone repair.
Mrs. Noemi is a long time member who has a grocery store in the neighborhood, her store is well stocked. She considers herself a responsible person, caring for two children and the grandson of a daughter who is in Spain. Her dream is to open a mini market in the development since she can count on so many customers, her store is one of the most well known in the area. The loan is for the purchase of groceries in bulk.
All of the partners are responsible and hardworking, they are grateful to Emprender and Kiva for their support and for awarding the loan.
LA SEÑORA MARIA DEL CARMEN ES LA NUEVA PRESIDENTA DEL GRUPO, ELLA SE DEDICA A LA VENTA D. COMIDA CENA ENTRE SEMANA Y LOS FINES D. SEMANA VEND. COMIDA EN LAS MAÑANAS YA QUE PREPARA PATASCA, EL DESTINO DEL CREDITO ES PARA LA COMPRA D. PRODUCTOS D. PRIMERA NECESIDAD Y ASI PODER PREPARAR SUS RIQUISIMOS PLATOS.
EL SEÑOR LUIS ES UN INTEGRANTE ANTIGUO QUE TIENE SU PEQUEÑO NEGOCIO D. REPARACIÓN D. CELULARES Y VENTA D. REPUESTOS EN EL MERCADO DEL PLAN 3000, EL DESTINO DLE CREDITO ES PARA LA COMPRA D. HERRAMIENTAS Y REPUESTOS QUE UTILIZARA EN LA REPARACION D. LOS CELULARES.
LA SRA. NOEMI ES SOCIA ANTIGUA QUE TIENE UNA TIENDA D. ABARROTES EN EL BARRIO, SU TIENDA ES BIEN SURTIDA, ELLA SE CARACTERIZA POR SER UNA PERSONA MUY REPSONSABLE TIENE A SU CARGO DOS HIJOS Y UN NIETO D. HIJA QUE SE ENCUENTRA EN ESPAÑA, SU SUEÑO PODER PONER UN MICROMERCADO EN LA URBANIZACION PUESTO QUE ELLA CUENTA CON MUCHOS CLIENTES Y SU TIENDAS ES D. LAS MAS CONOCIDAS EN LA URBANIZACIÓN, EL DESTINO DEL CREDITO ES PARA LA COMPRA D. ABARROTES AL POR MAYOR.
TODAS LAS SOCIAS SON RESPONSABLES Y TRABAJADORAS, ESTAN AGRADECIDAS CON EMPRENDER Y KIVA POR LA CONFIANZA BRINDADA EN LA OTORGACION DEL CREDITO.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid