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Norman De Jesús
Norman S. is married and has two children for whom he must provide everything they need to grow and develop; he lives in Nagarote.

It's important to point out that Norman is very hard-working and does his best every day at his place of employment because he wants to improve his home's conditions.

He will use the requested funds to buy building materials, like paving stones, to build a stone wall for his home thus providing his wife and children with the necessary conditions for their development.
View original language description ↓
Norman S. es casado y con dos hijos a los que les debe de proporcionar las condiciones necesarias para su desarrollo en el municipio de Nagarote.
Es importante señalar que el señor Norman es muy trabajador y a diario se esfuerza en su centro de labores porque anhela mejorar las condiciones de su vivienda. El crédito lo está solicitando para invertirlo en la compra de materiales de construcción como piedra cantera para la construcción de una tapia en su vivienda y de esta manera brindarle a su esposa e hijos las condiciones de vida necesarias para su desarrollo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,045,725
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Norman De Jesús to buy building materials and supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Mar 1, 2010
Currency Exchange Loss:
Jan 15, 2011