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Zoila Beatriz
The Cochapamba Communal Bank was formed by a group of enterprising women who always look for ways to get ahead. This bank is located in the community of Cochapamba in El Valle Parish, which is southeast of the city of Cuenca. This area is known for its production of corn and its great tourist attraction, the Totora Lagoon.


Zoila is 36 years old and lives in the community of San Isidro in Chilcapamba with her husband, who works as a mason, and their three year old daughter. After much work and with great effort, she was able to fulfill her dream of owning a home.


Zoila has been working for a cleaning company for the past month. Her work schedule is from 8:00 to 12:00. She had previously worked for this company for almost three years, but resigned due to personal problems. Her bosses were aware of her situation, so they allowed her to return. In her addition to her job, Zoila raises guinea pigs, pigs, and chickens both for personal consumption and to sell in her community.


Zoila is participating in her second loan cycle thanks to her cousin who convinced her to join this team of enterprising women. With the loan she requested, she plans to buy cement and sand for plastering the walls of her house and to build a bathroom. Her ambition is to see her daughter get ahead in school and become a successful professional.

View original language description ↓
El banco comunal Cochapamba se encuentra formado por un grupo de mujeres emprendedoras que siempre buscan la manera de salir adelante, este banco está ubicado en la comunidad Cochapamba en la parroquia El Valle al sureste de la ciudad de Cuenca localidad muy reconocida por su producción de maíz y su gran atractivo turístico la laguna de Totora.

Zoila tiene 36 años de edad vive en la comunidad San Isidro sector de Chilcapamba con su esposo de oficio albañil y con su única hija de trece años, con el esfuerzo y mucho trabajo pueden contar con su casa propia que era uno de sus sueños.

Zoila trabaja en una empresa de limpieza desde hace un mes su horario de trabajo es de 8 a 12h00, anteriormente ya trabajó en ella por casi tres años pero renunció por una calamidad doméstica y como sus jefes sabían la situación por la que estaba pasando le permitieron regresar. Además de esta actividad también se dedica a la cría de cuyes, chanchos, gallinas tanto para el consumo personal como para la venta en su comunidad.

Se encuentra en el segundo ciclo gracias a su prima política la que la motivó a formar parte del equipo de mujeres emprendedoras y con el crédito solicitado va a comprar cemento y arena para enlucir las paredes de su casa y construir un baño.

Su gran sueño es ver a su hija salir adelante en los estudios y que llegue a ser una gran profesional.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Zoila Beatriz purchase cement & sand to plaster the walls of her house and build a bathroom.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 21, 2010
Listed
Feb 20, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2010