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Mayra is married and has three children who are in school. She lives in District #6 of New Guinea. For ten years, Mayra has managed a small business selling clothing, cosmetics, and shoes to the communities within her town. She has the support of her husband, who takes care of the household expenses.

She is requesting her first loan from AFODENIC and hopes to be the beneficiary of KIVA funds in order to make improvements to her house. Mayra needs to a build a bedroom for her children to make them more comfortable and give them privacy. She is known for being a hardworking, enterprising woman who is dedicated to her children. Her greatest wish is to have a home with adequate conditions so that her children can develop in a pleasant environment.

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Mayra es casada, tiene 3 hijos en edad escolar, habita en la zona # 6 de Nueva Guinea, desde hace 10 años trabaja como pequeña comerciante de ropa, cometicos y zapato, sale a vender sus productos a todas las comuidades del municipio, cuenta con el apoyo de su esposo quien asume los gastos del hogar. Esta solicitando su primer credito a la institución de AFODENIC esperando ser beneficiada con el fondo KIVA, para realizar mejoras en su casa de habitacion, pues necesita construir un dormitorio para sus niños con el objetivo de mayor comodidad y privacidad a sus hijos. Mayra se caracteriza por ser un mujer trabajadora, emprendedora, dedicada a su trabajo e hijos, su mayor sueño es tener una casa con las condiciones adecuada para que sus hijos se desarrollen en un ambiente agradable.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Mayra build a bedroom for her children.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 18, 2010
Feb 20, 2010
Currency Exchange Loss:
Oct 15, 2011