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Juana Nelly
Juana V. is 63 years old. She lives in the outskirts of Guayaquil along the Perimetral ring road. Her house is made of cement and has only basic electrical and water connections.

Juana started cooking alongside her mother when she was very young. When she no longer had a stable job, she decided to open her own restaurant.

Now, Juana works every day from 10 in the morning until 3 in the afternoon. The meals she prepares include chicken with rice, noodles, and beef with beans or lentils. One of the complications she is facing is the heavy seasonal rain.

With the loan, she would like to buy cement, stones and sand to construct and equip her business more effectively. In the future, she would like to operate a good restaurant.
View original language description ↓
Juana V. de 63 años, vive en una zona periurbana en la Perimetral de Guayaquil, su casa es de cemento solo cuenta con luz y agua como servicio básico.

Juana empezó cocinando desde muy pequeña con su mama, cuando dejo de tener un empleo estable decido tener su propio restaurante.

Juana ahora trabaja desde las 10h00 hasta las 15h00 todos los días, algunas de las comidas que prepara es arroz con pollo, tallarines, carmes con menestras. Una de las complicaciones que tiene son las lluvias de la temporada.

Con el préstamo quiere comprar cemento, piedras, arena para construir y adecuar mejor su negocio. En el futuro quiere tener un buen restaurante.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $475 helped Juana Nelly cement, sand and stones to reinforce her restaurant.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Feb 22, 2010
Currency Exchange Loss:
Nov 15, 2010